Basic (Primary) Health Insurance
Basic health insurance covers medically-required services, such as visits to doctors, hospital stays and diagnostic medical testing. It is legally required for all residents of British Columbia (including international students) and is provided through the BC Medical Services Plan (MSP).
Coverage during the waiting period
Students must have adequate basic health insurance to cover them during the 2 to 3-month waiting period required by BC MSP.
Out-of-Province Domestic Students
Canadian students arriving from provinces other than British Columbia are required to maintain their current out-of-province coverage to cover the 3-month waiting period for British Columbia Medical Services Plan (MSP).
Student Services can help students enroll in the government health plan upon arrival to Vancouver. health.gov.bc.ca/insurance
Assistance with the payment of premiums is available to Canadian citizens or holders of permanent resident status (landed immigrants) who have held that status and been resident in Canada for the past 12 consecutive months. Find more information on the Government of BC’s website.
While you are waiting for your MSP coverage, you are required by law to have private comprehensive health and accident insurance. You MUST arrange for private medical insurance prior to arriving on Campus. Emily Carr University recommends guard.me/ecu or you may choose your own private insurance company (we recommend a minimum of $2 million coverage).
Upon arrival at the University, you will be required to provide proof of your medical insurance coverage to Emily Carr’s Student Services. Upon showing proof of insurance, you will be given your student identification card and instructions on how to apply for the Medical Services Plan of BC (MSP).
All students studying on a study permit MUST enroll in MSP. It is the student’s responsibility to submit an MSP Application for Enrollment and to ensure that they are covered by MSP. Further, it is the student’s responsibility to pay the MSP premiums each month.
Emily Carr requires that all students have basic and extended health insurance for the duration of their studies.
Without proper insurance, you could have to pay thousands of dollars per day for a hospital stay. You could even be refused certain health services.
Student Health + Dental Plan
The Emily Carr Students’ Union also provides Emily Carr students with a mandatory student health and dental plan that includes benefits such as dental and vision care, prescription drugs, travel insurance, and a number of other valuable services that are not covered under the government health insurance plan.
For more information, visit ecsu.ca